Earn Fave Cashback with Physical Card (No Phone Required) with New FavePay CardLink
If you are already familiar with ShopBack GO, the new FavePay CardLink is very similar to that - you simply link a credit card (limited to just Visa cards for now) to your FavePay account and you will earn cashback on Fave when you use the physical credit card - no phone is required! This is especially great since you do not have to worry about whether the business is a participating FavePay CardLink merchant or not - simply pay with a linked credit card as you normally would and the bonus cashback will be automatically tracked in your Fave account.
At the time of writing, only Visa cards can be added as part of the FavePay CardLink program but I would expect mastercard credit and debit cards to be onboarded fairly soon. Personally, the best credit card for dining in Singapore is the HSBC Revolution Credit Card since it allows you to earn 4 miles per dollar (or 2.5% cashback, whichever you choose) on contactless dining transactions - you can also enjoy this impressive earn rate across eligible online and supermarket spends. Most importantly, the HSBC Revolution Credit Card does not come with an annual fee (ever!) so you do not have to worry about getting an annual fee waiver request approved.
It goes without saying that the HSBC Revolution Credit Card is one of the best credit cards to link on FavePay CardLink since it will allow you to earn up to 4 miles per dollar on your transactions and also earn additional cashback on Fave. In fact, if your card is also linked on ShopBack GO, you should be getting bonus cashback there as well - talk about a healthy triple-dip!
Fave is not something that I use religiously but it can be rather useful when dealing with smaller businesses that have yet to accept credit cards. There are also plenty of dining deals on the platform and some of them are actually quite attractive so it is always worthwhile to check (even for dining inspiration). At the time of writing, there are only 129 locations that accept FavePay CardLink but as I have mentioned previously, you do not have to worry about participating merchants since all you have to do is to link your most frequently-used card (or just link them all to be safe!) and pay as you normally would. Upon successful payment using your physical card (e.g. Visa payWave), the bonus Fave cashback will be automatically tracked if that merchant participates in the FavePay CardLink program - nothing is required from your end!
Probably the best sign-up offer for Citi Credit Cards - get S$400 cash reward with minimum spend of S$500 within 30 days for new customers.